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Payment Options - Buy Now, Pay Later

Karla Cosmetics

Flexible payment options — shop now, pay your way

We offer two interest-free Buy Now, Pay Later options so you can get your favourite products today without paying in full upfront.

No interest, ever
📦 Order ships immediately
🔒 Secure & trusted checkout
↩️ Easy returns
2 ways to pay

Pay in 3 or Pay in 30 days

Split into 3 instalments or get up to 30 days to pay — whichever suits you best.

  • Pay in 3 equal interest-free instalments
  • Or pay in full up to 30 days later
  • First instalment due at checkout
  • Manage payments in the free Klarna app
  • 18+, UK residents only, subject to status
Learn more about Klarna →
Pay in 4

4 fortnightly instalments

Split your order into 4 equal payments taken every 2 weeks — starting today.

  • Pay in 4 equal interest-free payments
  • Payments taken every 2 weeks
  • First payment due at checkout
  • Manage payments in the free Clearpay app
  • 18+, UK residents only, subject to status
Learn more about Clearpay →

Side by side

Feature
Klarna
Clearpay
Number of payments
3 or 1 (Pay in 30)
4
Payment frequency
Every 30 days
Every 2 weeks
Interest
None
None
First payment
At checkout
At checkout
Order dispatched
Immediately
Immediately
Late fees
May apply
£6 per missed payment
App available
Yes
Yes
Minimum age
18+
18+

Good to know before you buy

📦
Your order ships straight awayNo need to wait — we dispatch your Karla Cosmetics order as soon as it's placed.
↩️
Returns work as normalOur standard returns policy applies. Your BNPL provider will cancel payments and refund accordingly.
💳
Your card details are safeAll payments are processed securely. Karla Cosmetics never stores your card information.
⚠️
Please borrow responsiblyOnly use BNPL if you're confident you can make each repayment on time. Late payments may affect your credit.

Klarna: Klarna's Pay in 3 and Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Klarna Financial Services UK Ltd, FRN 1021834. Full T&Cs at klarna.com/uk/terms-and-conditions.

Clearpay: Clearpay lends you a fixed amount of credit to allow you to pay for your purchase over 4 instalments, due every two weeks. 18+, permanent UK residents only (excl. Channel Islands). Clearpay charges a £6 late fee for each missed instalment and a further £6 if still unpaid after 7 days. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in future. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs apply at clearpay.co.uk/terms.