Clear Pay - Buy Now, Pay in 4.
Buy now, pay in 4 interest-free instalments
Shop at Karla Cosmetics today and spread the cost over 6 weeks — no interest, ever.
How it works
Add your favourites to your basket and choose Clearpay at checkout
Pay your first instalment today — just 25% of your order total
Your remaining 3 payments are taken automatically every 2 weeks
Your order ships straight away — no waiting until it's paid off
Why shop with Clearpay
Split your order into 4 equal payments. No interest charged, ever.
Your Karla Cosmetics order ships as soon as you place it.
Automatic payments taken from your chosen card on a set schedule.
Track all your payments and orders in the free Clearpay app.
Am I eligible?
Clearpay will perform a real-time approval decision at checkout. Channel Islands residents are not eligible. Eligibility criteria and T&Cs apply.
What about late payments?
What happens if I miss a payment?
Clearpay will charge a late fee of £6 per missed instalment, and a further £6 if the payment is still outstanding after 7 days. Late fees are capped at £6 for orders under £24, and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in future.
Can I return an item purchased with Clearpay?
Yes — our normal returns policy applies. Once we process your return, Clearpay will cancel any upcoming payments and refund amounts already paid. Please allow up to 5 business days.
What if I have a question about my Clearpay account?
For any account-specific queries — payments, refunds, or statements — contact Clearpay customer support directly. For queries about your Karla Cosmetics order, contact us here.
Is Clearpay regulated by the FCA?
Clearpay is a form of credit that is not regulated by the Financial Conduct Authority. Please use it responsibly and ensure you can meet each repayment before placing your order.
Important information
Clearpay lends you a fixed amount of credit to allow you to pay for your purchase over 4 instalments, due every two weeks. To be eligible for credit from Clearpay, you must be a permanent UK resident (excl. Channel Islands), aged 18+. Further eligibility criteria and T&Cs apply. Clearpay Finance Ltd.
Make sure you can make your repayments on time by each due date to avoid late fees. Not paying on time will lead to a late fee of £6, and, if your order is more than £24, a further late fee of £6 if it is still overdue after 7 days. If you fail to pay on time, your Clearpay debt may be passed to a debt collection agency and this may affect your ability to use Clearpay in future.
We encourage you to use Clearpay responsibly.
For full terms and conditions, visit clearpay.co.uk/terms.