Klarna - Flexible Ways to Pay
Flexible ways to pay — interest-free
Karla Cosmetics offers two Klarna options so you can shop the way that suits you.
Choose your payment option
3 interest-free instalments
Split your order into 3 equal payments, taken automatically every 30 days. First payment is due at checkout.
Try before you pay
Get your Karla Cosmetics order now and pay in full up to 30 days later — at no added cost.
Am I eligible?
Klarna performs a credit check at checkout. Approval is assessed per order — previous approval does not guarantee future approval. Subject to status.
How it works
Choose Pay in 3 or Pay in 30 days when completing your order on karlastore.co.uk.
No waiting — your Karla Cosmetics products are dispatched as soon as your order is confirmed.
Track payments, view upcoming due dates, and manage returns all in one place. Download the free Klarna app.
Our standard returns policy applies. Once we confirm your return, Klarna cancels pending payments and refunds amounts paid within 5 business days.
Common questions
What happens if I miss a payment?
Klarna sends reminders before each payment is due. If a payment is missed after the grace period, a late fee may be charged. Repeated missed payments may be reported to credit reference agencies and could affect your ability to use Klarna or other credit in future.
Will Klarna run a credit check on me?
Yes — Klarna performs a credit search each time you use Pay in 3 or Pay in 30 days to assess your application for that specific order.
Is my payment information safe?
Payment information is processed securely by Klarna. No card details are stored by or shared with Karla Cosmetics Ltd. All transactions use the latest industry-standard security protocols.
I've had a payment request but haven't received my order — what do I do?
Please contact us first to check your order status. You can also contact Klarna's customer service to put the payment on hold while we look into it.
Who do I contact about my Klarna account?
For payment queries, statements, or account questions, contact Klarna's customer service directly. For questions about your Karla Cosmetics order, contact us here.
Important information
Klarna's Pay in 3 and Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply.
Klarna Financial Services UK Ltd is authorised by the FCA as an Electronic Money Institution (FRN 1021834).
For full terms and conditions visit klarna.com/uk/terms-and-conditions. Please use Klarna responsibly — only borrow what you can afford to repay.